Filing bankruptcy will give you immediate protection from your creditors and provide long term relief by eliminating your credit card debt, medical debt, and most other unsecured debt. It will take a little bit of work and time, and probably just under $400 (for court filing fees and the mandatory credit counselling courses) to get to your discharge, which is typically not too much to pay in exchange for eliminating several thousand dollars worth of debts. Some debts, such as student loans, child support, alimony, and recent tax debts can’t be eliminated in a Chapter 7 bankruptcy. If most of your debt is in this category of non-dischargeable debts, filing bankruptcy may not be worth it because it will only minimally impact your day-to-day life. On the other hand, if you are subject to wage garnishment or have credit card companies and payday lenders constantly requesting payments you simply can’t afford to make, filing bankruptcy is often the most effective and efficient way to get permanent relief and start fresh. Utah Bankruptcy FilingsBankruptcy filings in the United States fall under one of several chapters of the Bankruptcy Code, including Chapter 7, which involves the liquidation of assets; Chapter 11, which deals with company or individual reorganizations; and Chapter 13, which arranges for debt repayment with lowered debt covenants or specific payment plans. Bankruptcy filing costs vary, depending on the type of bankruptcy, the complexity of the case, and other factors. Chapter 11 Bankruptcy Chapter 13 Bankruptcy Advantages and Disadvantages of Filing for Bankruptcy Loss of credit cards Bankruptcy LawyerWhen you need to file for bankruptcy, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
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Can You Make Payment Arrangements On A Garnishment? How Do You Secretly Prepare For A Divorce? Best Salt Lake City Utah Estate Planning And Probate Attorneys Ascent Law St. George Utah OfficeAscent Law Ogden Utah Officevia Michael Anderson https://www.ascentlawfirm.com/is-it-worth-it-to-file-bankruptcy/
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Estate planning is planning for your estate while you are alive and well, if you become incapacitated, and after your death. It involves the management of your assets while you are still alive and the distribution of those assets after you die. This planning allows for the orderly administration and disbursement of your estate, and includes taking actions that will minimize taxes and distribute assets to the appropriate heirs. However, good estate planning is much more than that. It should also: • Make health care directives: Writing out your wishes for health care can protect you if you become unable to make medical decisions for yourself. Health care directives include a health care declaration (“living will”) and a power of attorney for health care, which gives someone you choose the power to make decisions if you can’t. (In some states, these documents are combined into one, called an advance health care directive.) Probate typically begins when the deceased’s representative files a petition along with the death certificate in the probate court. The process generally ends when the court formally closes the estate. • Transfer on Death Registrations: many states allow you to transfer securities (stocks, bonds, brokerage accounts) as well as vehicles without going through probate. Much like POD accounts, you will sign a registration statement that declares who you want your securities or vehicles to pass to upon your death. Revocable Living Trusts Free Initial Consultation with LawyerIt’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
The post Best Salt Lake City Utah Estate Planning And Probate Attorneys first appeared on Michael Anderson.
4.9 stars – based on 67 reviews
Divorce Agreement Enforcement Attorney Can You Make Payment Arrangements On A Garnishment? How Do You Secretly Prepare For A Divorce? Ascent Law St. George Utah OfficeAscent Law Ogden Utah Officevia Michael Anderson https://www.ascentlawfirm.com/best-salt-lake-city-utah-estate-planning-and-probate-attorneys/ When you have made the decision that divorce is right for you, it’s important that you take steps to protect yourself and your family. Being organized, keeping records, and preparing to discuss your life with your attorney usually help. The decision to end a marriage should never be made lightly, regardless of challenges you and your partner may be facing. Divorce should be considered with a very cool head and especially if minor children are involve given time to make sure it is the right course of action. Once the decision to file for divorce has been made, it is extremely important that men begin preparing themselves for the tough legal road ahead. The way in which you begin a divorce will depend on your relationship with your spouse and the laws of the state in which you live. Some states allow for legal separation, while others view a marriage as legally valid until a court rules otherwise. In some cases, you may choose to petition the court for divorce without an attorney, while in others legal representation is important to a successful outcome. Spouses may also choose mediated divorce or collaborative divorce in order to minimize conflict and reduce attorney fees. These are some of the factors to consider; • Research the Divorce Laws In Your State. Every state has its own laws regarding the dissolution of marriage. Once you have decided what method of divorce is best for your situation, you should educate yourself on the requirements for divorce in your state. Some states have “no fault” divorce, which means that you do not have to prove that either spouse did something wrong. Some spouses may seek a divorce based on fault, which can include cruelty, adultery, desertion or confinement to prison. Depending on the state in which you live, your property may be divided as community property/separate property or through equitable division. In community property states, all property accumulated during the marriage is considered marital property and is divided evenly. If you owned property before the marriage that property is considered separate property and it is not subject to division. If you live in an equitable division state, a judge will try to decide what is fair and may not divide the property evenly. The guiding principle in all states regarding custody is a determination of what is in the best interest of the child. Most states have resources for parents to help them develop a custody agreement and parenting plan. Divorce Lawyer Free ConsultationWhen you need to plan out your divorce, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
The post How Do You Secretly Prepare For A Divorce? first appeared on Michael Anderson.
4.9 stars – based on 67 reviews
Are Private Placements Exempt Transactions? Can You Make Payment Arrangements On A Garnishment? Ascent Law St. George Utah OfficeAscent Law Ogden Utah Officevia Michael Anderson https://www.ascentlawfirm.com/how-do-you-secretly-prepare-for-a-divorce/ In the case that a creditor files a judgment against you for a debt, an option to consider (if it is available in your state) is an installment payment plan. Setting up an installment payment plan through a court order will protect your wages from being garnished. Creditors can garnish up to 25% of your wages to collect repayment for debt. Wage garnishment can make it difficult or impossible to live comfortably, reducing the amount you are able to spend on essentials like food and toiletries, utilities and bills, or supporting your family. When requesting an installment payment plan, you must detail your income and expenses to the court. You will file a Motion for Installed Payments, and a copy will be sent to your creditor, who has 14 days to approve or deny your proposed plan. A creditor can object to the motion, so make sure your payment plan is reasonable pay the highest amount you can and no less. The creditor may object to the plan if the proposed repayment period is too long. If the court denies your Motion for Installed Payments, you have several options. One is to file a new plan with higher payments. You’ll have to pay the filing fee again. However, if your plan is approved, the court will issue an Order Regarding Installment Payments. This means that, effective immediately, you will start making payments according to the Order. An Order Regarding Installment Payments should effectively stop or prevent a wage garnishment, as long as you make your payments on time. Your employer cannot legally garnish your paycheck once they’ve received this order if they continue to do so, you can file on objection with the court. You’ll need to include a copy of your Order Regarding Installment Payments with your objection. Don’t miss a payment. If you do, a creditor can file a Motion to Set Aside the Order for Installment Payments. You’ll receive a notice from the court that the motion has been filed, and have 14 days to request a hearing to object to the motion. At the hearing, you’ll explain why you missed your payment, and how the court can be assured that future payments will be made in full and on time. Installment payment plans are just one option you have to halt a wage garnishment. You also might consider filing for exemptions with the court to reduce the amount of your wage garnishment. An automatic stay, effective immediately upon filing for bankruptcy, will stop a wage garnishment in its tracks. Finding that your paycheck is less than usual due to wage garnishment is a stressful event. Although employees are protected from losing their wages completely, as well as their jobs, creditors with a court order or legal authority can require employers to withhold up to 25 percent of an employee’s disposable earnings. In some cases, such as unpaid child support or tax payments, an employer may have to withhold up to 60 percent of disposable income. Settling a debt becomes difficult once a creditor is granted a court order for wage garnishment, as there is little incentive for the creditor to agree to take less. There are warning signs before your wages are garnished. Deciphering the real threats can nonetheless be difficult since creditors often make threats long before they take any real action. Since most wage garnishments are court ordered, you can expect legal action to precede the garnishment. Generally, creditors must obtain a judgment to garnish your wages. By aggressively contesting the creditor before a judgment is entered, you may be able to avoid wage garnishment. But many debtors have judgments entered against them by default because they ignore the summons. Unpaid taxes or child support are likely to result in wage garnishment without legal proceedings. Contesting Wage Garnishment Types of wage garnishment and how it happens There are two types of garnishment: What To Do When You Get A Garnishment Judgment Applying for Your Installment Payment Payment Arrangement LawyerIf you have a wage garnishment and need relief, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
The post Can You Make Payment Arrangements On A Garnishment? first appeared on Michael Anderson.
4.9 stars – based on 67 reviews
Ascent Law St. George Utah OfficeAscent Law Ogden Utah Officevia Michael Anderson https://www.ascentlawfirm.com/can-you-make-payment-arrangements-on-a-garnishment/ If you have been charged with a crime, whether a misdemeanor or a felony, it is very important that you work with a criminal defense attorney throughout the entire process. Whether or not you think that the situation is serious, there may be a lot more at risk than is immediately apparent, and you could find yourself looking back on this case year from now wishing that you had taken some different steps. Criminal law is complicated, which is why it is so important that you take this process seriously and work with an experienced Criminal Defense Attorney in Utah. Many criminal defense attorneys offer free initial consultations with potential clients so that they can ask a variety of questions about their situation and learn about the most appropriate steps that they should be taking to move forward with as much success as possible. The Criminal Law System Confidence In Your Case Personal crimes are most commonly generalized as a violent crime that causes physical, emotional, or psychological harm to the victim. These crimes are offenses against the person, and can include but are not limited to: The seriousness of a crime is generally categorized as either a misdemeanor, or a felony. Misdemeanors are typically less serious crimes such as shoplifting. Misdemeanors generally carry a fine of up to $1,000 with no more than one year being spent in a jail facility, if any time is to be spent in jail at all. Felony crimes are considered to be more serious in nature, such as kidnapping, and have heavier punishments. In addition to higher fines, felonies are generally punished with a prison sentence of one year or more, to be carried out in a state prison facility. State laws may categorize crimes, such as categorizing offenses against the person as either violent crimes or nonviolent crimes. Crimes may be categorized by their criminal intent. General Intent Crimes and Specific Intent Crimes are differentiated by the state of mind necessary to be found guilty. As crimes are not easy to define, and each state may categorize crimes differently, you should absolutely consult with a skilled and knowledgeable criminal defense attorney if you are being accused of committing a crime. An experienced criminal defense attorney can help you understand what constitutes a crime and what your rights are. Additionally, the attorney can determine if any defenses are available to you based on the specifics of your case. Finally, an attorney can represent you in a court of law as needed. Free Initial Consultation with LawyerIt’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
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International Business Contracts Ascent Law St. George Utah OfficeAscent Law Ogden Utah Officevia Michael Anderson https://www.ascentlawfirm.com/defense-attorney/ Regardless of the instigating factors, divorce is a stressful and draining situation for all parties involved. With a divorce rate higher than the national average–3.6% for Utahans versus 3.4% for all Americans, according to a U.S. Census Bureau study–Utahans face this potentially complicated and often overwhelming process more than most. To help remove some of the confusion and anxiety surrounding getting divorced in Utah, here is a step-by-step overview of the divorce process in the state. Because divorce can easily get messy and contentious, hiring a knowledgeable divorce attorney is often in your best interests to help protect your assets and child custody concerns. File for Divorce in Holladay, Utah File Your Divorce Documents Complete Required Divorce Education Classes and Mediation Complete Name Restoration Appear at Pre-Trial Conferences • 12 months worth of pay stubs and/or other evidence of income of any kind Divorce Lawyer Holladay UtahWhen you need to get divorced in Holladay Utah, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
The post Divorce Holladay first appeared on Michael Anderson.
4.9 stars – based on 67 reviews
Ascent Law St. George Utah OfficeAscent Law Ogden Utah Officevia Michael Anderson https://www.ascentlawfirm.com/divorce-holladay/ Operating a motor vehicle under the influence of alcohol may be termed with different designations under different circumstances or in different states or jurisdictions, including DUI (driving under the influence), OUI (operating under the influence), or even DWI (driving while intoxicated). These offenses are serious and should not be taken lightly. Anyone who is operating a motorized vehicle or a vehicle with any type of drive train can get a DUI-type offense. This includes the use of motorized watercraft, lawnmowers, mopeds, and even non-motorized bicycles. Individuals using skateboards, rollerblades, etc., would not be charged with a DUI offense if they are stopped while they are intoxicated on these conveyances, but could be charged with some other offense, such as public intoxication, depending on the jurisdiction where the offense occurs. A Drunk Driving Offense Is Not Limited to Just the Use of Alcohol Expect Immediate Financial Responsibilities Expect to Pay More Money for Car Insurance How Long Does a DUI Stay on Your Record What If The Engine Is On But You Did Not Move The Car? Do You Have To Take Field Sobriety Tests? Free Initial Consultation with LawyerIt’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
The post Best SLC Utah DUI first appeared on Michael Anderson.
4.9 stars – based on 67 reviews
What Is The Difference Between A Misdemeanor And A Felony? What Is A Real Estate Offering Memorandum? Ascent Law St. George Utah OfficeAscent Law Ogden Utah Officevia Michael Anderson https://www.ascentlawfirm.com/best-slc-utah-dui/ The phrase “Abogados En Utah” is a Spanish phrase which means Lawyer in Utah, Attorney in Utah or Counsel in Utah. Abogados en Utah works in all types of employment settings and may do some work for every type of employer out there, whether large or small. To simplify, note that Abogados en Utah are found in several contexts. Several Abodados en Utah have their own private practice while others work in sectors such as the government, social policy agencies, or another type of business. Government • Expert Guidance and Support: Divorce is a complex scenario that may involve child support and custody, distribution of debts and assets, and inheritance of property. An experienced legal expert or Abogados can analyze your situation and offer advice accordingly. Abogados en Utah will help interpret the state laws and explain how they apply in your case. The information will help you make crucial decisions and settle the issue amicably. The Cons • Career Satisfaction: People find career satisfaction in many ways. You may value money, peer approval, community recognition or simply doing good. Family law, unlike some practice areas, offers all these rewards. Financially, a family lawyer/family Abogado can do as well as other billable-hour attorneys, and in the colloquial community of family lawyers, peer approval is almost necessary to survive. Being of value to society and doing good is also within the family lawyer’s grasp, as more practitioners embrace collaborative family law focusing on helping families through divorce amicably. Who Is Responsible For Payment Of A Fee? Abogados En Utah Para AyudarleIt’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
The post Abogados En Utah first appeared on Michael Anderson.
4.9 stars – based on 67 reviews
Trust Estates And Probate Attorneys What Is The Difference Between A Misdemeanor And A Felony? Brady Handgun Violence Protection Act Ascent Law St. George Utah OfficeAscent Law Ogden Utah Officevia Michael Anderson https://www.ascentlawfirm.com/abogados-en-utah/ Estate planning is a process that involves making advanced plans for end-of-life issues and for property and assets when one passes away. Any person may become sick or hurt, creating a situation where they need nursing care or where tough choices must be made about medical treatment. Every person will eventually pass away, which cause undue problems if no plans could have been made regarding assets and property. Estate planning utilizes legal and financial tools to address the issues that arise in case of illness, incapacity, and death. The planning process is different for everyone, because you may have your own unique goals, like supporting a charity or paying for your child’s college education. A good attorney will listen carefully to you, ask questions that help you to shape the estate planning process, and assist you in using the right tools. An estate plan may involve the following steps: Life is uncertain. You don’t want your assets losing value because of mismanagement or your family fighting over your property if something unexpected happens to you. Your estate plan can address issues like reducing or avoiding estate taxes, dealing with irresponsible heirs, and making sure you have a trusted person who will take care of your kids in case you pass away. Whatever your goals, estate planning can help you achieve them. Protect your children’s property. What Information Should Be Gathered? • Avoid a Mess: Many clients seek the advice of an estate planning attorney after personally experiencing or seeing a close friend or business associate experience a significant waste of time and money due to a loved one’s failure to make an estate plan. Choosing someone to be in charge if you become mentally incapacitated or die and deciding who will get what, when they will get it, and how they will get it will go a long way towards avoiding family fights and costly probate court proceedings. Free Initial Consultation with LawyerIt’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
The post Utah Estate Planning Attorney first appeared on Michael Anderson.
4.9 stars – based on 67 reviews
Criminal Defense Divorce Lawyer Trust Estates And Probate Attorneys Is Section 42 Applicable To Private Companies? What Is The Difference Between A Misdemeanor And A Felony? Ascent Law St. George Utah OfficeAscent Law Ogden Utah Officevia Michael Anderson https://www.ascentlawfirm.com/utah-estate-planning-attorney/ A crime can either be classified as a misdemeanor or a felony, depending on how serious the offense is. Misdemeanors are less serious than felonies and carry lighter penalties. Typically, such penalties may include less than a year in jail, community service, fines, rehabilitation and/or probation. Felonies, on the other hand, come with at least a year (and sometimes decades or even a lifetime) in prison. Legal procedures also differ between felonies and misdemeanors. With a misdemeanor, you will appear before the judge, but you won’t face a jury. With a felony, you will have to appear at an indictment or preliminary trial, and then potentially face a jury trial. A misdemeanor is a criminal offense that is less serious than a felony and more serious than an infraction. Misdemeanors are generally punishable by a fine and incarceration in a local county jail, unlike infractions which impose no jail time. Many jurisdictions separate misdemeanors into three classes: high or gross misdemeanors, ordinary misdemeanors, and petty misdemeanors. Petty misdemeanors usually contemplate a jail sentence of less than six months and a fine of $500 or less. The punishment prescribed for gross misdemeanors is greater than that prescribed for ordinary misdemeanors and less than that prescribed for felonies, which customarily impose state prison. Flexible Treatment of Misdemeanors Consequences of Misdemeanors Felony There are several factors that can influence the sentence for a felony conviction. Such factors can work both ways. For example, a judge may be more lenient when issuing a punishment for a first-time offender; especially, if the felony was a non-violent crime. In contrast, the judge will most likely not reduce a sentence if the defendant is a repeat offender and the felony committed resulted in serious harm to another person. A sentence can also be reduced if the defendant raises a successful defense. For instance, if the defendant is charged with felony assault, but the victim knowingly consented to the act, then the defendant can assert consent as a defense and may potentially get their sentence reduced. The laws of a state and the type of crime committed can also affect the sentencing a defendant receives. For example, there are certain crimes known as “wobblers” that can be charged as either a felony or a misdemeanor. Which way the charges end up falling will depend on whether specific factors were present during commission of the crime. Felon Criminal Law LawyerWhen you need a Felony or Misdemeanor Attorney, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC
8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506
Ascent Law LLC
The post What Is The Difference Between A Misdemeanor And A Felony? first appeared on Michael Anderson.
4.9 stars – based on 67 reviews
Complex Lender Liability Issues In Foreclosure Criminal Defense Divorce Lawyer Trust Estates And Probate Attorneys Ascent Law St. George Utah OfficeAscent Law Ogden Utah Officevia Michael Anderson https://www.ascentlawfirm.com/what-is-the-difference-between-a-misdemeanor-and-a-felony/ |
Probate LawyerProbate Lawyer in West Jordan Utah. If you need probate lawyer, trust attorney, inheritance counsel, living trust, last will and testament, call 801-676-5506 now for a free consultation. Archives
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